Understand your insurance in minutes.
PolicyPal.Dev has four tools: Policy Review, Claim Clarity, Renewal Review and Claim Appeal Helper. Just $3 per analysis.
- No subscription — pay per use
- Excess automatically deducted
- Spots non-disclosure risks
- Independent repair estimates
One small price. Big clarity.
Pay $3, get an instant report on your policy or claim.
Find gaps in cover & cut your premium
- Spot exclusions and low limits before they bite
- See exactly what’s driving your premium up
- Get concrete ways to reduce it — with trade-offs
Check your claim before you file it
- See if your claim is likely covered
- Sanity-check repair invoices against market rates
- Get an independent estimate and fair payout figure
Is your renewal price hike actually justified?
- Compare last year's and this year's policy side-by-side
- See what cover was added, removed or changed
- Get a verdict — accept, negotiate or shop around
Turn a denied claim into an appeal letter
- Each denial reason countered using your policy wording
- Copy-ready appeal letter, plain English
- Next steps if your insurer still says no
How it works
1. Sign in
Create your account in seconds with email or Google.
2. Pay $3
One small fee per analysis. No subscription, no upsell.
3. Get your report
Choose Policy Review, Claim Clarity, Renewal Review, or Claim Appeal Helper, upload your documents, and read your report in minutes.
What your report looks like
Plain English, specific findings, and a recommended next step. Here's an excerpt from a Policy Review (illustrative example).
Covered: Wind and hail damage is included up to your dwelling limit, with a $1,000 deductible.
Worth checking: Your jewelry coverage caps at $1,500 per item — a scheduled-items endorsement typically costs a few dollars a month.
Gap found: Your dwelling coverage is below 80% of estimated rebuild cost, which can reduce partial claim payouts under the coinsurance clause.
Recommended next step
Ask your insurer to raise Coverage A to $330,000 and quote a scheduled-items endorsement — estimated cost: under $10/month.
What people are saying
Real customers who got clearer on their insurance.
“I thought my home policy was fine until PolicyPal pointed out a flood-exclusion gap. Switched to better cover and saved $180 on the premium too.”
Sarah Mitchell
Melbourne, Australia
“The Claim Clarity report gave me the confidence to push back on my insurer's low payout offer. I ended up with an extra $4,200.”
James Thompson
Austin, Texas
“My renewal jumped 35% with no explanation. The Renewal Review showed exactly what changed and gave me a script to negotiate it down.”
Priya Kapoor
Manchester, UK
Simple pricing
Pay per analysis, or grab the bundle and use all four tools.
One report from any single tool.
- 1 full analysis — any single tool
- Unlimited file uploads for that analysis
- Detailed report + downloadable PDF
- Concrete, actionable suggestions
Use all four tools — one analysis each.
- 1 × Policy Review
- 1 × Claim Clarity
- 1 × Renewal Review
- 1 × Claim Appeal Helper
- Full reports + downloadable PDFs